Monday-Thursday: 9 a.m.-7 p.m. | Friday: 9 a.m.-6 p.m. | Saturday: 9 a.m.-5 p.m.

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Sometimes bad things happen to good people. We know that in today’s economy, things may have happened outside of your control which have caused you to have a poor credit standing. Bankruptcy, repossession, medical bills, foreclosure or any negative event can happen and it affects your ability to qualify for a car loan. At Hoselton, we know you're more than just a number. When you visit Hoselton Credit Center, you can trust that we will not make a decision based solely on your credit score. We will work diligently to make attaining a vehicle loan a possibility for you. Don't let your past keep you from taking home the used vehicle of your dreams! We provide financing that allows you to rebuild your credit with every payment you make. Reporting positive payment history to the credit bureaus will raise your credit score and change your life - which is our goal! We don't just want to sell you a car!

The Hoselton team takes a look at many factors when working to get you financed for an auto loan. We will look at your income, monthly budget and more to ensure the loan makes sense for you and your family. Once approved, we will present you options so you can be sure you are making the right decision. Should you have any questions on our process, we invite you to call or stop in.

What will I find at Hoselton that I can’t find anywhere else?
Our team has one interest in mind – YOU! We want to earn your business for life! We have a clean and comfortable environment with ample inventory. Let us WOW you!

How will you help me repair my credit?
Our goal isn’t just to sell you a car; it’s to help you establish or re-establish your credit successfully so you can get into a position to buy whatever you want. We are not a “buy here pay here” dealer. We report to all three credit bureaus, so every payment you make works to rebuild your credit.
Will I qualify for credit even if my credit is bad?
YES! Regardless of what other dealers may have told you about your past credit problems, we can offer you a Guaranteed Credit Approval! Yes, we can help you!
What do I need to provide to qualify for vehicle financing?

To speed up the process, you can provide the following:

  • Driver’s license or state-issued ID
  • Most recent pay stub or proof of income
  • Cash down payment, trade and trade title
  • Recent phone/utility bill
  • Six references (most lenders prefer friends or relatives)

Hoselton Credit Center

60 Marsh Road, East Rochester, NY, USA

Hoselton Auto Mall 43.1009725, -77.480684.